Sterling accounts - Previous Rates |
 Current
rates |
| Instant Access account - with effect from 2 March 2009 |
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Annual/Interest on closure |
Monthly Interest |
|||
Gross* p.a.% |
A.E.R. % |
Gross* p.a.% |
A.E.R. % |
|
| £1 to £999 | 0.10 |
0.10 |
n/a |
n/a |
| £1,000 to £24,999 | 0.15 |
0.15 |
0.15 |
0.15 |
| £25,000 to £49,999 | 0.20 |
0.20 |
0.20 |
0.20 |
| £50,000+ |
0.25 |
0.25 |
0.25 |
0.25 |
60 Day Notice account - with
effect from 2 March 2009 |
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Annual/Interest on closure |
Monthly Interest |
|||
Gross* p.a.% |
A.E.R. % |
Gross* p.a.% |
A.E.R. % |
|
| £1 to £999 | 0.10 |
0.10 |
n/a |
n/a |
| £1,000 to £24,999 | 0.25 |
0.25 |
0.25 |
0.25 |
| £25,000 to £49,999 | 0.40 |
0.40 |
0.40 |
0.40 |
| £50,000+ | 0.60 |
0.60 |
0.60 |
0.60 |
All rates quoted above are variable.
|
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Accounts no longer open to new customers
Base Rate Tracker Premium account - withdrawn from sale with effect from 28 September 2011 |
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| Annual/Interest on closure |
Monthly Interest |
||||
Gross* p.a.% |
A.E.R. % |
Gross* p.a.% |
A.E.R. % |
||
| £5,000 - £24,999 | Year 1 | 1.85 † |
1.85 |
1.65 † |
1.66 |
| Thereafter | 0.25 |
0.25 |
0.10** |
0.10** |
|
| £25,000+ | Year 1 | 2.40 ‡ |
2.40 |
2.20 ‡ |
2.22 |
| Thereafter | 0.25 |
0.25 |
0.10** |
0.10** |
|
| † Includes a variable premium of 1.35% above Bank of England base rate
‡ Includes a variable premium of 1.90% above Bank of England base rate |
*All interest rates are quoted gross.
** Whilst it is a condition of the account to pay 0.60% gross p.a. (Base Rate Tracker Premium), 0.65% gross p.a. (Lifetime Guarantee) and 0.50% gross p.a. (Base Rate Tracker) below the Bank of England base rate, for the time being we will pay a flat rate of 0.10% on the account however we reserve the right to stop paying this flat rate without notice.
The Annual Equivalent Rate (A.E.R.) is a notional rate which illustrates the contractual rate as if paid and compounded on an annual basis.