Key features of a sterling Instant Access account
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Apply to open an Instant Access account today |
| Our Instant Access account offers competitive rates on interest whilst providing the reassurance and flexibility of instant access to your money. | |
| Interest rates | Competitive rates of interest paid gross*. Our interest rates are tiered, so the more you save, the higher your return. |
| Access | You always have instant access to your money. |
| Additions | You can deposit additional funds into the account whenever you want. |
| Minimum balance | £1 (£1,000 for monthly interest accounts) |
| Maximum balance | £2 million |
| Interest options | Annual interest - paid on the 31 March. Interest on closure - a straightforward way of putting you in control of when your interest is paid. Your interest will continue to accrue each day, but instead of it being paid each month or each year, your interest will be paid only at the point at which you choose to close your account. To close your account you will need to provide us with instructions of where you want us to transfer your funds to. This might be to an alternative savings account with Nationwide International or another bank or building society. If you do close your account to receive your interest, remember that you can open another Nationwide International account at any time. Once you have chosen the interest on closure option on an account, it will not be possible to change it to a different interest option for that account. |
| Operating your account | You can operate your account by post, telephone, fax, and, when registered, by our Internet Banking service. |
| Statements | The moment a transaction is carried out on your account, it is automatically updated on our internet banking service enabling you to see your transactions at any time of the day, anywhere in the world.
You will receive a statement annually in April, detailing interest that has been paid during the previous year. If no interest has been paid then an annual statement will not be sent. All transactions on your account will be summarised and acknowledged by a monthly statement created on or around the 15th of the month, unless you specifically request an immediate confirmation. If no transactions have taken place a monthly statement will not be sent. If you would like extra statements during the year, just let us know and we'll be happy to send them free of charge. |
* All interest rates are quoted gross.