Key features of a sterling Bonus 95 account

Our variable rate Bonus 95 account offers you the choice of either annual or monthly interest options. The account is tiered so the more you invest the higher the return but whatever sum you invest, you're assured of a competitive interest rate. The Bonus 95 account includes a 12 month introductory bonus, which reverts to a lower rate once the bonus has expired.

ACT NOW! This account is a limited offer and may be withdrawn without notice.

Annual, monthly and interest on closure options are available and include a 12 month introductory bonus rate.

Please note the introductory bonus rate is variable and can change over the duration of the account.

The Bonus 95 account allows you to withdraw your funds provided you have given us 95 days notice to do so.

Annual interest - paid on the 31 March.

Monthly interest - paid on the first working day of each calendar month.

Interest on closure - a straightforward way of putting you in control of when your interest is paid. Your interest will continue to accrue each day, but instead of it being paid each month or each year, your interest will be paid only at the point at which you choose to close your account.

To close your account you will need to provide us with instructions of where you want us to transfer your funds to. This might be to an alternative savings account with Nationwide International or another bank or building society.

If you do close your account to receive your interest, remember that you can open another Nationwide International account at any time.

Once you have chosen the interest on closure option on an account, it will not be possible to change it to a different interest option for that account.

At the time of setting notice you need to let us know the amount and date of withdrawal, your preferred payment method e.g. cheque, electronic transfer etc. and the destination details of the funds placed on notice. We treat the period of notice as starting on the first working day we receive complete instructions from you provided we receive these instructions prior to 4pm.

The option of early access to your funds by paying an early access charge is not available on this account.

The total of all active notice requests may not exceed the balance held in the account and we do not accept instructions or requests to place deposits on constant or rolling notice.

You can make internal transfers from this account or change to a new account type without setting notice as long as the new account type has the same or greater access restrictions.

For example, you may, after the bonus period has expired, wish to change to another new Bonus 95 account and benefit from a further introductory bonus. You can do this without setting notice (provided the account is still available), however you could not change to a Bonus 1+ account as the terms of access are less restrictive.

Alternatively you could change to any of NIL’s existing fixed rate accounts whose term is longer than 95 days.

The interest rate is variable and we may change at any time the rate or rates of interest to be paid on your account. If we reasonably believe that the change is to your advantage or to reflect in a proportionate manner, changes in the Bank of England base rate we may do that without prior notification.

Where we make a change in interest rates which is outside of the above conditions, we will give 45 days notice of such a change and you will be notified either in writing or by the placement of an advert in a UK national newspaper.

Deposits of £5,000 and over, and all withdrawals are acknowledged immediately. Deposits for less than £5,000 are acknowledged by way of a monthly statement, unless you specifically request an immediate confirmation.

You can choose to receive a statement monthly, quarterly, half-yearly or annually. There is no charge for additional statements.

You can have up to four account holders per account.

On the first working day after the bonus has expired a statement will be dispatched to you showing the new interest rate on the account.

Terms and Conditions | Apply now